Privacy Policy

We collect nonpublic personal information (NPI) about you from the following sources:

• Information you provide on applications or other forms (e.g., name, address, social security number, income, and property information)
   
• Transaction information with us or our affiliates (e.g., policy coverage, premiums, and payment history)
   
• Consumer reporting agencies (e.g., creditworthiness and claims history)
   
• Government agencies or publicly available records
   

We use your information to:

• Process and service your insurance policies
   
• Communicate with you about your account
   
• Handle claims and provide customer service
   
• Comply with legal and regulatory obligations
   

We do not sell your personal information. We may disclose your NPI as permitted or required by law, such as to:

• Insurance carriers, agents, and brokers to underwrite and service policies
   
• Third-party service providers who assist in business operations (e.g., IT support, document management)
   
• Regulatory or law enforcement authorities as required by law
   
• Consumer reporting agencies as permitted by the Fair Credit Reporting Act
   

You have the right to:

• Request access to the personal information we maintain about you
   
• Request correction of inaccurate or incomplete information
   
• Opt out of disclosures to non-affiliated third parties for purposes not related to servicing your policy (if applicable)
   

To exercise these rights, please contact us at:
Ampac Insurance Agency Inc.
📞 732-583-9699
📧 MVella@AmpacInsuranceAgency.com
🌐 https://AmpacInsuranceAgency.com

We maintain physical, electronic, and procedural safeguards to protect your information. Access to your NPI is restricted to employees and authorized parties who need the information to provide products or services.

We may revise this policy from time to time. If we make material changes, we will update this page and notify you as required by law.